Eis jou mediese belastingkrediete
Om aan ‘n geregistreerde mediese fonds te behoort beskerm nie net jou gesondheid nie. Dit kom ook met ‘n ingeboude belastingvoordeel. SARS betaal ‘n deel van wat jy betaal in mediese fonds bydraes terug deur ‘n stelsel van belastingkrediete, wat jou algehele belastingaanspreeklikheid verlaag bloot omdat jy gedek bly. Weet jy hoe dit werk, en […]
Practical Habits for Building Long-Term Wealth
Many people associate wealth with high earnings, successful investments, or owning valuable assets. While these deliver a significant advantage, wealth is usually built much earlier in simpler ways by carefully managing income before it is spent. A person can earn well and remain financially vulnerable if expenses rise too quickly, debt is poorly managed, or […]
That SARS Alert Might Not Be Real
Tax season brings a predictable spike in SARS scams. When scrolling through your emails or messages, there’s a good chance a notification claiming to be from SARS is already waiting for you, whether it’s a tax refund you never filed for, or an urgent settlement demand designed to trigger panic. Four types of scams usually […]
Why Profitable Businesses Still Run Short at Month-End
Many wholesalers, retailers, and manufacturers experience a shortage of working capital, even when revenue remains steady. The issue is often not sales or turnover, but timing: how long cash stays tied up inside the operating cycle. When customers pay later than expected, and suppliers require payment before stock has been sold, the resulting timing gaps […]
Pocket Money as a Tool Against Youth Financial Illiteracy in South Africa
In 2026, South Africa continues to grapple with one of the most severe youth unemployment and financial literacy crises in the world. According to the United Nations in South Africa, unemployment stood at 31.9% at the start of 2026, while youth unemployment among those aged 15 to 34 still exceeded 46%. Financial illiteracy compounds this […]
RA vs TFSA: What Is the Advantage of a Tax-Free Savings Account?
In his Budget Speech, the Minister of Finance announced an increase in the annual tax-free savings account (TFSA) contribution limit from R36,000 to R46,000 – the most significant boost to this allowance in years, and a timely reminder of just how powerful this vehicle can be. When used properly, it can deliver completely tax-free returns […]
What Tax-Neutral Reorganisations (Sections 42–47) Really Mean
Restructuring a business, whether merging entities, shifting assets, separating divisions, onboarding investors, or strengthening risk protection, usually comes with significant tax consequences. Transfers of assets such as shares, property, intellectual property, or business operations would, under normal circumstances, trigger capital gains tax, income tax, VAT, and other tax charges. To support legitimate corporate reorganisations, South […]
Why Topping Up Your Retirement Annuity Before 28 February Makes Financial Sense
The 2026 tax year for individual taxpayers is closing on 28 February, and many taxpayers look for legitimate and effective ways to reduce their tax liability while building long-term financial security. One of the most powerful tools available is topping up your retirement annuity (RA) in January or February, before the end of the tax […]
Lenings aan Trusts
Familie Trusts is lank reeds ‘n sentrale kenmerk van Suid-Afrikaanse boedel- en welvaart beplanning, met hoë-netto waarde individue wat trust strukture gebruik om bates te beskerm en sekere bates, veral van boedelbelasting, te beskerm. Baie belastingbetalers wat aansienlike bates besit, huiwer egter om volle beheer oor enige bates wat hulle na die trust oordra, te […]
Uitfasering van die ou groen strepieskode-ID-boek
Jy het dalk mediaberigte gesien oor die uitfasering van die ou groen strepieskode-ID-boek. Ons wil jou die volgende opsomming gee gebaseer op nuusartikels. Suid-Afrikaners sal tyd gegun word om na die nuwe slim-ID-kaart oor te skakel. Die Departement van Binnelandse Sake het sy pogings verskerp om die groen ID-boeke uit te faseer deur aansoek punte […]